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State bank to ICICI fund transfer instantly

Using IMPS you can do fund transfer immediately within seconds to any bank.
Here I tested with state bank of india and icici bank.
I registered for mobile banking in state bank atm.
Icici mobile banking is always active.

Step 1:generate mmid.

SBI

Get mmid code as sms
MMID SBI
9223440000
Sms reply from DM-SBGMBS
Your mmid allotted for the A/C No. XXXXXXX0320 is 9009244. You can Send and Receive Money through IMPS option in Mobile Banking.

ICICI

MMID ICICI
to
9222208888
IMPS : We have succesfully generated MMID and your MMID is 9229213

Now open state bank freedom and login.

To login you need to enter userid password. To get your state bank user password then type an sms MBSREG
To
9223440000
Then login and go to fund transfer menu from state bank freedom app on mobile.

Select IMPS
Enter following details

  1. MMID of receiver.here its icici mmid.
  2. Receiver mobile number.
  3. Amount and purpose.
Select ok and enter Mpin.

Within few seconds the money will be received at icici account.
SMS FROM STATE BANK
Fund transfer request accepted. Tid=020195008774

SMS FROM ICICI BANK
Dear Customer, Your a/c no. XXXXXXXX2932 is credited by Rs.200.00 on 19-09-12 09:52 by a/c linked to mobile XXXXX90095 (IMPS Ref no 226309002740).

Thats it.

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